Emergency bankruptcy filing can often be an excellent way to avoid action that is pending from your creditors, by acting quickly, you can stop creditors from acting fast and prohibit the chance that creditors could come for some of your hard earned assets.
Filing an emergency bankruptcy online can be an excellent way to start the process with just a small percentage of the required forms. To file an emergency bankruptcy you will need access to the names and addresses of the creditors listed on your bankruptcy schedule, a certificate suggesting that you have completed a credit counselling requirement or that you have it scheduled, a statement of your Social Security numbers and an official bankruptcy petition identifying the chapter that your filing for and your information.
After paying a filing fee or submitting a request for a fee waiver to pay the fee in instalments, you can complete a skeleton bankruptcy case that can protect you from your creditors. With these skeleton forms and the voluntary petition for individuals filing for bankruptcy in place, you will have a full 14 days to submit all required forms for your bankruptcy. During this time you will be able to negotiate with your creditors while being protected from them seizing assets, garnishing wages and more.
If you need to file an emergency bankruptcy it could be wise to speak to a bankruptcy attorney. An attorney will make sure that you are well protected and help you organize any of the applicable forms that are required to help you access debt relief. Filing for an emergency bankruptcy with a bankruptcy attorney can make sure that you end up protecting yourself in the most efficient way possible. Even though the full process of submitting your bankruptcy claim this may take two weeks or more, you can achieve protection early on.
This post was written by Trey Wright, a bankruptcy attorney in Tallahassee. Trey is one of the founding partners of Bruner Wright, P.A. Attorneys at Law, which specializes in areas related to bankruptcy law, estate planning, and business litigation.